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Credit Unions News
CreditUnions.com : Weekly Articles
For the past decade, transactional capabilities in home banking have been the development focus of most financial institutions and vendor solutions. However, many believe that 2008 will mark the time when personalization and embedded financial management capabilities will take center stage in core home banking platforms. ...[Read Article]
CreditUnions.com : Weekly Articles
By stimulating interest in mortgage issues now before financial crisis has landed on your members? front doors, your credit union can help make a difference....[Read Article]
CreditUnions.com : Weekly Articles
Most merger stories are told from the point of view of the CEO, the point of view of strategy and overview. Not this one.
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CreditUnions.com : Weekly Articles
Take a look at Navy, State Employees, and Pentagon's 3Q results. All three industry leaders have posted strong growth. ...[Read Article]
CreditUnions.com : Weekly Articles
Boomers and Gen Xers respond differently to marketing campaigns, but since these two generations make up the majority of credit union membership, it?s important to identify and capitalize on their differences....[Read Article]
CreditUnions.com : Weekly Articles
Banks want consumers to believe they need to belong to a bank to avoid paying surcharges at the ATM, but this is absolutely untrue....[Read Article]
CreditUnions.com : Weekly Articles
In many credit unions the call center is the single most active member service and loan channel. At busy call centers working with a large concentration of members, satisfaction of the credit union overall is dependent on call center performance. Using the right metrics to evaluate call center performance is an important component for success....[Read Article]
CreditUnions.com : Weekly Articles
Learn how CES Credit Union ($103M) in Ohio drove 20% organic growth by addressing one X-factor....[Read Article]
CreditUnions.com : Weekly Articles
With teen spending on the rise, financial institutions are moving fast to offer prepaid cards to this market. Putting the member?s interests first, credit union programs allow parents to monitor teen spending while promoting fiscal responsibility at a young age.
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CreditUnions.com : Weekly Articles
As foreclosures continue to rise, recently released data from the Federal Reserve may help credit unions to identify areas where consumers are most likely to need help with mortgage loans....[Read Article]
CreditUnions.com : Weekly Articles
Local banks were not providing good business service lending, so Arizona State stepped in with a full range of popular service.
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CreditUnions.com : Weekly Articles
While auto lending dips in synch with the industry?s decline in vehicle sales, credit unions continue to offer competitive financing terms to their members....[Read Article]
CreditUnions.com : Weekly Articles
Not simply a tool to cut costs, eStatements offer multiple features to market and cross-sell many different opportunities directly to members....[Read Article]
CreditUnions.com : Weekly Articles
Callahan & Associates? mid-year 2007 Non Interest Income Survey reveals changes in the composition of this important revenue stream....[Read Article]
CreditUnions.com : Weekly Articles
As the Federal Funds target rate drops, credit unions have to reconsider their own pricing strategies. These options may help credit unions drive share growth....[Read Article]
CreditUnions.com : Weekly Articles
With the exception of auto lending, market share in most of the businesses in which credit unions compete remains under ten percent. New organizational models are looking to leverage the strength of individual credit unions? member relationships to achieve breakthroughs in market penetration...[Read Article]
CreditUnions.com : Weekly Articles
Research, however, shows that 75% of major change efforts fail to meet the expectations of stakeholders. What can you do to beat the odds?...[Read Article]
CreditUnions.com : Weekly Articles
Local Government FCU makes standing out a core part of their strategic plan....[Read Article]
CreditUnions.com : Weekly Articles
Build it and they will come ?It is no longer true and certainly not a viable web marketing strategy for credit unions today!...[Read Article]
CreditUnions.com : Weekly Articles
A recent study showed that high impact organizations cannot achieve large-scale social change through service delivery alone. Here?s one way to raise your advocacy voice as well. ...[Read Article]
CreditUnions.com : Weekly Articles
The 80-100 rule: you're better off with a strategy that is 80% right and 100% implemented than one that is 100% right but doesn't drive consistent action throughout the company. (HBR, May 2001)...[Read Article]
CreditUnions.com : Weekly Articles
How do you identify the right fit for your credit union when it comes to choosing partners for in-store branching? ...[Read Article]
CreditUnions.com : Weekly Articles
Better Branches, LLC is a CUSO formed out of SAFE Credit Union?s need for a more consistent service and cross-selling approach across their branch network. As with other collaborative CUSOs, Better Branches benefits from the strengths of its owners. ...[Read Article]
CreditUnions.com : Weekly Articles
3 things credit unions might be taking for fact- debunk the myths....[Read Article]
CreditUnions.com : Weekly Articles
Before leaping into blogging and social media experiments in an effort to increase member interaction, credit unions should consider how they?re gathering and using member feedback through their website now. ...[Read Article]
CreditUnions.com : Weekly Articles
As credit union auto lending has slowed in the last year, some credit unions have used their website to provide a wider array of resources to drive growth....[Read Article]
CreditUnions.com : Weekly Articles
With the stored-value card market growing at a remarkable pace, a significant opportunity exists for credit unions to provide services for members who may not otherwise use the credit union....[Read Article]
CreditUnions.com : Weekly Articles
Move over Baby Boomers. There are 79 million members of Generation Y heading at high speed toward financial services. That?s good news for credit unions!...[Read Article]
CreditUnions.com : Weekly Articles
Southeast Corporate has found ways to put multiple planning strategies to good use....[Read Article]
CreditUnions.com : Weekly Articles
As the Federal Reserve lowers the Federal Funds Rate, credit unions may have to adjust their pricing strategies in order to maintain, and grow, their core deposit levels....[Read Article]
CreditUnions.com : Weekly Articles
Credit unions have a new opportunity to benchmark their Retail Investment Program performance and productivity....[Read Article]
CreditUnions.com : Weekly Articles
A substantial differentiating aspect that will win the financial services game is based on how you execute the fundamentals...[Read Article]
CreditUnions.com : Weekly Articles
Believing that members measure convenience with points of access, Texans Credit Union launches an aggressive branching strategy....[Read Article]
CreditUnions.com : Weekly Articles
With federal regulators continuing to put pressure on credit card issuers, credit unions are being recognized for their customer service levels and trusted products....[Read Article]
CreditUnions.com : Weekly Articles
Business lending is becoming an increasingly important service to provide members. How are credit unions with significant experience in this area performing against ones that have become more recently involved? Some interesting results arise....[Read Article]
CreditUnions.com : Weekly Articles
Data released last week reported that foreclosure filings across the U.S. rose at a double digit pace. Should credit unions expect more foreclosures in their real estate portfolio?...[Read Article]
CreditUnions.com : Weekly Articles
Even though your organization may seem "unsinkable," are you making sure that unseen issues will not capsize your projects before they even get off the ground....[Read Article]
CreditUnions.com : Weekly Articles
Continued growth in the online channel makes it even more critical for credit unions today to ensure they are meeting member needs and increasing expectations. ...[Read Article]
CreditUnions.com : Weekly Articles
A well-designed user experience does not try to re-invent the web, but it impresses every time. Find out how. ...[Read Article]
CreditUnions.com : Weekly Articles
Non member loan participation and SBA programs help credit unions in the secondary market. ...[Read Article]
CreditUnions.com : Weekly Articles
Credit Unions have a unique position as a balance sheet lender, this fact presents an opportunity to help members as the mortgage market struggles.
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CreditUnions.com : Weekly Articles
With the Fed poised to take action to ease the credit crunch that has overtaken the financial industry, credit unions continue to weather the storm and show their value to members through products and services designed to help them through these rough times....[Read Article]
CreditUnions.com : Weekly Articles
Not sure? Let's find out......[Read Article]
CreditUnions.com : Weekly Articles
For many credit unions share inflows over the past 18-24 months have come from the increased member demand for share certificates......[Read Article]
CreditUnions.com : Weekly Articles
When conditions align, credit union consistency and reliability shine as an attractive solution as mortgage industry fumbles around in the dark....[Read Article]
CreditUnions.com : Weekly Articles
Cascade Community Credit Union turned its small size into an advantage when it began a re-branding initiative.
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CreditUnions.com : Weekly Articles
As the automotive market continues to slow, credit unions must react and innovate in order to recapture market share. ...[Read Article]
CreditUnions.com : Weekly Articles
Credit Union Service Organizations (CUSOs) are more important than ever to credit unions. New CUSO models are enhancing member value while expanding the reach and impact of credit unions in the financial services marketplace....[Read Article]
CreditUnions.com : Weekly Articles
Mortgage lending has remained in the headlines throughout the credit crunch. Credit union delinquency rates offer another perspective on the situation....[Read Article]
CreditUnions.com : Weekly Articles
For many credit unions, non-interest income from programs like discretionary overdraft payment services have become an essential source of income. Now it appears that to "survive," credit unions must protect their overdraft payment program from unwarranted loss by consumer advocate extremists....[Read Article]
CreditUnions.com : Weekly Articles
As autumn arrives and leaves change, take advantage of this time of year. The upcoming months are an opportune time for credit unions to attract new members and to grow deposits through HSAs....[Read Article]
CreditUnions.com : Weekly Articles
Email is a dying breed?.or is it? By targeting in-market consumers you can assure yourself of not damaging your brand image...[Read Article]
CreditUnions.com : Weekly Articles
Second quarter data shows that credit unions continue to be a steady resource for members as other lenders pull back from the market....[Read Article]
CreditUnions.com : Weekly Articles
With 1,930 credit unions showing business loans on their books as of the 2nd quarter, member business lending continues to be a way in which credit unions are expanding services to help members....[Read Article]
CreditUnions.com : Weekly Articles
Credit unions have long been offering services that complement a health savings account program (even before the health savings account was invented!), and there are even more options available to differentiate your product and add member value....[Read Article]
CreditUnions.com : Weekly Articles
There is no question the effects of the subprime meltdown have caused a ripple effect through the world?s financial markets. The impact of this to credit unions could be positive....[Read Article]
CreditUnions.com : Weekly Articles
In today?s ultra-competitive banking market there are a multitude of products and services members must consider when choosing a primary financial institution. What processes can your credit union employ to develop healthy retention and attraction of members?...[Read Article]
CreditUnions.com : Weekly Articles
In order to combat "banner blindness," be most effective, and produce positive results, today?s banner ads take a little extra work and creativity....[Read Article]
CreditUnions.com : Weekly Articles
One credit union's dedicated focus on a niche market is paying off in double digit loan and share growth. ...[Read Article]
CreditUnions.com : Weekly Articles
With over a year of next generation mobile banking experience, Amplify FCU combines the best of browser-based and SMS capabilities to redefining convenience to the member....[Read Article]
CreditUnions.com : Weekly Articles
With both loans and shares growing faster than that of banks in the second quarter, credit unions are poised to gain market share in several key categories....[Read Article]
CreditUnions.com : Weekly Articles
Benefits abound for those who employ members of Generation Y. Here are some steps for you to begin utilizing this vast resource....[Read Article]
CreditUnions.com : Weekly Articles
As the famous ad goes, "membership has its privileges," and millions of credit union members are proof of that very concept. However, in today?s fast-paced environment, are you doing everything you can to make becoming a member as quick and painless as possible?...[Read Article]
CreditUnions.com : Weekly Articles
Adoption of Voice over Internet Protocol (VOIP) is finally reaching a tipping point bringing cost savings and service benefits to credit unions who adopt the technology....[Read Article]
CreditUnions.com : Weekly Articles
Giving the web viewer what they want while increasing the visibility of your website promotions and your brand messaging no longer has to be two disparate objectives....[Read Article]
CreditUnions.com : Weekly Articles
As news on subprime mortgages continues to flood the headlines, credit union mortgage quality remains high, even in interest only and payment option mortgages....[Read Article]
CreditUnions.com : Weekly Articles
Credit union auto lending market share is back on the rise, and recent changes in the auto industry may open the door for even more credit union oppotunities....[Read Article]
CreditUnions.com : Weekly Articles
Saying that we don?t want the youthful idealism and the technological skills characteristic of the current crop of potential new hires is obviously an attempt at humor. Right? RIGHT?!?!
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CreditUnions.com : Weekly Articles
The call center is a vital component of any credit union's back office, and increasing its efficiency has become a key focus for many credit unions....[Read Article]
CreditUnions.com : Weekly Articles
With 168 First Look credit unions reporting second quarter data, credit unions continue to outperform the market in mortgage originations....[Read Article]
CreditUnions.com : Weekly Articles
Recent media coverage portraying all overdraft payment programs as predatory and exploitive grossly misrepresents these financial products. Designed and implemented properly, these programs provide real value to members as well the credit unions who serve them....[Read Article]
CreditUnions.com : Weekly Articles
While representing just a shade more than 5% of total loans, member business lending is certainly the fastest growing sector for many credit unions....[Read Article]
CreditUnions.com : Weekly Articles
What should credit unions know about re-branding? Five leading consultants give some tips that help explain this hot topic and what it should mean to you.
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CreditUnions.com : Weekly Articles
While many credit unions are breathing a sigh of relief after implementing multi-factor authentication, it?s clear that security will continue to be in the forefront of IT initiatives as credit unions update systems to counter new attacks. ...[Read Article]
CreditUnions.com : Weekly Articles
An early look at pre-release second quarter data shows positive growth in loans, shares and members from the previous quarter....[Read Article]
CreditUnions.com : Weekly Articles
Today?s consumers expect instant gratification, which is why credit unions must continue to emphasize convenience in all technological and marketing endeavors....[Read Article]
CreditUnions.com : Weekly Articles
Too many "works-in-progress" can quickly clog the system and keep your credit union from achieving project goals in a timely manner. ...[Read Article]
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