The Wall Street Fraud Watchdog is warning investors worldwide to be very careful of what Wall Street calls cash equivalents, such as failed, frozen, or devalued auction rate securities, products like Schwab Yield Plus and or a product sold by TD Ameritrade called Reverse Yield Plus. According to the group,"if you were sold one of these products, and your investment was devalued, or frozen, we want to hear from you. While we are on the topic, we are warning all investors to have your broker or bank investment advisor confirm in writing that your US tax free municipal bonds or VRDN's are 100% safe. We do think a US stock broker or bank investment advisor will put in writing that the US tax free Muni is 100% safe. We expect the US Municipal Market to crash in 2009, because of dramatic declines in US property tax & retail sales tax revenues." Investors or victims can contact Americas Watchdog's Wall Street Fraud Watchdog anytime at 866-714-6466, or visit their web site at Http://WallStreetFraudWatchdog.Com for more information. (PRWeb Nov 20, 2008)

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Personal bankruptcy figures for 2008 are approaching 1,000,000 according to statistics from the Administrative Office of the US Courts. The ongoing economic turmoil and collapse of the mortgage markets continue to pressurize household finances. (PRWeb Nov 20, 2008)

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Full Sail University (www.fullsail.edu), welcomed Full Sail graduate Darren Lynn Bousman, acclaimed Director of the horror film series Saw II, III & IV, to its Full Sail Live facility on Monday, November 17, 2008 for a live screening of his latest film, Repo! The Genetic Opera. The screening was followed by a Q&A session for current students and faculty of the university, and also featured actor and co-writer Terrance Zdunich and fellow Full Sail graduate, Will Weyer, a flash developer and co-founder of the company Wiretree that produced the Repo! official website. (PRWeb Nov 20, 2008)

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Submit Express, a leading search engine optimization (SEO) firm since 1998, has been ranked #310 on the Deloitte Technology Fast 500, an annual list of North America's fastest-growing technology companies. Submit Express was also listed as the 15th fastest-growing technology company in the Los Angeles area. The company's SEO and Internet marketing services include content writing and social media optimization. (PRWeb Nov 20, 2008)

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Konica Minolta, Leader in Innovative Learning, Wins Bronze Award for Excellence in Best Learning Team Category (PRWeb Nov 20, 2008)

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"NACT Telecommunications will provide renewed excellence in the areas of product development and customer support by strengthening its current operating team and adding resources throughout the world," said Iraj Partovi, President of NACT, after a recent visit to Beirut, Lebanon. (PRWeb Nov 20, 2008)

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eCopy, Inc. Best Practices Awards Recognize Konica Minolta Business Solutions in U.S.A. and United Kingdom for "Best Executive Sponsored Initiative" (PRWeb Nov 20, 2008)

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Ocean Lakes Family Campground, a subsidiary of The Jackson Companies, is proud to announce it was awarded the title of 2008-2009 National "RV Park of the Year" in the Mega Park category by the National Association of RV Parks and Campgrounds (ARVC) at the national convention in Nashville, Tennessee on November 15, 2008. (PRWeb Nov 20, 2008)

Read the full story at http://www.prweb.com/releases/Ocean_Lakes/Family_Campground/prweb1642274.htm

Copy protection for Microsoft Excel workbooks with KEYLOK® USB security dongle and DoneEx Excel compiler. A brand software Anti-Piracy solution for developers from KEYLOK® a leader in software security products. (PRWeb Nov 20, 2008)

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The National Association of Real Estate Investment Trusts® (NAREIT®) presented its 2008 Industry Leadership Award to Leland Speed, chairman of Parkway Properties, Inc. and EastGroup Properties, Inc. Martin Cicco, head of the investment firm MJC Associates, was honored with the Industry Achievement Award. (PRWeb Nov 20, 2008)

Read the full story at http://www.prweb.com/releases/Leland_Speed/Martin_Cicco/prweb1582014.htm

SetFocus was recently recognized as one of New Jersey's 2008 Fifty Fastest Growing Companies, by NJBIZ, the leading statewide business news publication. (PRWeb Nov 20, 2008)

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min has issued its call for entries in the annual Best of the Web Awards program, the industry's most-coveted awards competition in the digital space, recognizing outstanding Web sites, digital initiatives and magazine excellence online - honoring both consumer and business-to-business media. The entry deadline is December 5, 2008. Enter online or download the entry form here http://www.minonline.com/awards/bestofweb.html. (PRWeb Nov 20, 2008)

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Packaging manufacturer, Benson Group, recently won the "Cartonboard Packaging Award" at the 2008 UK Packaging awards for the Sainsbury's "Taste the Difference" Fudge Range. (PRWeb Nov 20, 2008)

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BadOnlineDates.com, a leader in free online dating, has developed two new features to the popular singles site. Omnidate Virtual Dating allows users go on a virtual date with avatars before meeting in person, and Bad Date TV uses humor to show bad dating behavior. (PRWeb Nov 20, 2008)

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In response to client requests for information on how business leadership and employees can deal with the current economic challenges, recruitment outsourcing firm Quintegra Resourcing publishes a new opinion paper written by Tailwind Consulting that describes - A strategic look at how to engage your employees in your evolving business strategy. The initial paper in the series, Time Out or Game On!, was published in November, 2008. (PRWeb Nov 20, 2008)

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Young Money, a nationally recognized money management, business, and lifestyle magazine, for young adults is now offering its print publication in an easy-to-download digital format. Historically, the print publication has been delivered primarily to college campuses. (PRWeb Nov 20, 2008)

Read the full story at http://www.prweb.com/releases/2008/11/prweb1637564.htm

Contributor Software Fully Supports Microsoft SharePoint Online & Exchange Online (PRWeb Nov 20, 2008)

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Calyptus Consulting Group is pleased to announce the launch of its ground-breaking new study aimed at improving procurement practices and cost savings. The study will assess practices among large procurement organizations across industries that result in best-in-class cost savings. (PRWeb Nov 20, 2008)

Read the full story at http://www.prweb.com/releases/calyptus_consulting/multi-client_study/prweb1641004.htm

Kukui nut oil has long been recognized by Hawaiians for its moisturizing properties. Now the soothing oil has made its way into a new line of handmade lotions from Sun Flare Maui. The company's new shea body butter is among a number of rich, luxurious Hawaiian products going on sale, just in time for the holidays. (PRWeb Nov 20, 2008)

Read the full story at http://www.prweb.com/releases/handmade-soaps/Hawaiian-gift-sets/prweb1641104.htm

The Overland Park Marriott, known for its superior service and premier location in the Metcalf Avenue Corridor, announced today the completion of a $20 million hotel renovation that dramatically updated the hotel's exterior and interior to create a more comfortable and accessible guest environment. (PRWeb Nov 20, 2008)

Read the full story at http://www.prweb.com/releases/OverlandParkMarriott/renovation/prweb1641254.htm

MicroTest findings show a bright spot for a battered U.S. economy (PRWeb Nov 20, 2008)

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URAC Announces Accreditation Standards for Comprehensive Wellness Programs (PRWeb Nov 20, 2008)

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LifeInsure.com lets you search the database of life insurance rates and comparison shop on your own, anonymously, before you contact them. (PRWeb Nov 20, 2008)

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Jaguar Management Consulting, a provider of business management strategies and business self-assessment checklists, is announcing publicly for the first time the One Month Business Tune-Up Checklist process to assist senior executives and company owners Tune-Up or Turnaround their companies. Using this highly structured, step-by-step process will help guide a company out of the Economic Doldrums within One Month and weather the current economic storm. (PRWeb Nov 20, 2008)

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New FuelNet special report reveals how to boost a brand's online credibility (PRWeb Nov 20, 2008)

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Hundreds of toys will be distributed to underserved families throughout the United States. (PRWeb Nov 20, 2008)

Read the full story at http://www.prweb.com/releases/HelpGroup/RightStart/prweb1643074.htm

WAZ's hit song "Ordinary Girl" from his latest EP "The Secret" will be featured on ABC's Grey's Anatomy on Thursday, November 20. "The Secret" EP was mixed by Jamie Candiloro (REM, Ryan Adams) & produced by Will Golden (Gary Jules, Meiko, Jay Brannan, Joe Purdy). It debuted at #13 on iTunes' Folk Chart and has been featured on Nikewomen.com, iTunes' Indie Spotlight, & XM Radio. (PRWeb Nov 20, 2008)

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Andrew Monahan is now Vice President of Direct Sales. James Leichtenschlag and Ben Vides promoted to Vice President positions. (PRWeb Nov 20, 2008)

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President/CEO of Carvechi, Donald Tee Carson, hires new staff members to undertake the launch of a Web 2.0 campaign for professional search services. (PRWeb Nov 20, 2008)

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Two leading software companies to provide products interface for optimized and efficient turbomachinery designs and systems. (PRWeb Nov 20, 2008)

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New Methods Improve Lemongrass Essential Oil ProductionThat Supports Community (PRWeb Nov 20, 2008)

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With the integration of WebEx Training Center™ to facilitate its virtual training component, Business Training Library clients will be able to host, track, manage and report on virtual instructor-led training events directly from the learning management system . (PRWeb Nov 20, 2008)

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This new report examines the critical role text messaging is playing in the mobile financial services and marketing ecosystem, the willingness of consumers to use SMS and the impact of "superphones" like Apple's iPhone and Android-powered handsets. The report includes a review of the complex ecosystem created to connect prepaid mobile and card accountholders to their provider of specific financial service offerings. The fractured nature of mobile-enable financial services is a function of numerous point solutions brought to market from scores of program issuers. (PRWeb Nov 20, 2008)

Read the full story at http://www.prweb.com/releases/2008/11/prweb1635494.htm

Problems of merchant fraud and risk management in the acquiring space are nothing new. As merchant card acceptance services organizations within banks grew in the early days of the bankcard industry, either organically or through merger and consolidation, exposure to the various forms of risk associated with acquiring payment card transactions naturally arose. (PRWeb Nov 20, 2008)

Read the full story at http://www.prweb.com/releases/2008/11/prweb1635614.htm

The European card acquiring market is the second largest regional market in the world with significant upside as consumers increasingly use cards for their daily purchases and emerging card markets continue to grow. However, the acquiring market is fragmented as most countries remain largely separated. Different domestic debit card networks, market and rules, membership requirements, technical standards, fee structures, among other factors, have made it very difficult for acquirers to expand into different countries. The separation of country acquiring markets also doesn't help in creating a big enough market to achieve higher level of economies of scale for pan-European acquirers. There is limited space for non-bank acquirers and ISOs/MSPs to operate in Europe except in a couple of countries such as the U.K., as European banks tend to do all the acquiring businesses in-house. (PRWeb Nov 20, 2008)

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Supply chain management has proven to boost business performance and profitability. By making operational adjustments a business can increase their earnings per share as much as 20%. Financial supply chain deals with the business' cash flow up and down the supply chain. Businesses are shifting their attention to inefficient payments processing and adopting new strategies to maximize working capital and speed up cash flow. At each step of a supply chain life cycle there are buy/sell transactions. A manufacturer needs to purchase raw material to produce their product. Their product is a component of a much larger solution purchased directly or indirectly through a distributor. Finally, the finished solution is sold to the end user. Each buy/sell transaction is part of a procurement-to-pay process that affects the buyer's and seller's cash flow. Any disruption potentially slows down the process and affects the entire cycle and impacts cash flow. (PRWeb Nov 20, 2008)

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Neighborhood America will sponsor the Mundo-Contact CRM Mexico 2008 Conference, November 26 & 27, 2008 in Mexico City. The event features Jesus Hoyos, CRM expert/blogger and cofounder of Solvis Consulting, Neighborhood America's latest strategic partner. Jesus will share how Neighborhood America can provide companies in Mexico a technology platform for social networking at the enterprise level. (PRWeb Nov 20, 2008)

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Strategic Media, Inc. a well established media outlet in Tampa Bay has entered a strategic partnership with search engine optimization leader, Web Tools and Technology, LLC, to represent Site Search Architect in Central Florida, including Tampa Bay and Orlando. (PRWeb Nov 20, 2008)

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Financial solutions company Think Money have welcomed the Bank of England's shock base rate cut to 3%, commenting that the mortgage market could benefit as a result - but also warned that some lenders may be slow to pass on the base rate cut due to the continued uncertainty surrounding the mortgage market. (PRWeb Nov 20, 2008)

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Business strategist and professional speaker Michael Roby www.michaelroby.com addressed a group of Certified Public Accountants in Minneapolis (PRWeb Nov 20, 2008)

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